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Sunrise over Mountains

Your Trusted Reverse Mortgage Specialist in Colorado and Florida

Senior Financial Freedom: Activate Your Home Equity with Mad River Mortgage

Steady Income.

No payments.

Stay in your home.

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Mountains

Your Path to a Secure Retirement Starts Here

Mad River Mortgage, is your trusted partner for mortgage solutions in Colorado and Florida. We specialize in home equity conversion mortgages—often known as reverse mortgages (age: 62+). The first step is to call Mike at 303-396-2804 to review your situation and answer the many questions every senior has on how this program works and the benefits. 

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What We Offer

At Mad River Mortgage, we offer a comprehensive suite of home financing solutions tailored to your unique needs. Whether you’re looking to unlock your home’s equity or secure a conventional forward loan, our expert team is here to guide you every step of the way.

Reverse Mortgages

Reverse mortgages are designed for seniors to access their home’s equity without required monthly payments. Enjoy financial flexibility and security in retirement while staying in the home you love.

HECM for Purchase Loan (H4P)

HECM for Purchase is designed for seniors to use their home equity or other savings as a down payment on a new home.

More About H4P Loans

Home Equity Conversion Mortgages (HECM)

HECMs are designed to help seniors convert their home’s equity into cash without the required monthly payments. Payments are optional. They lower the debt penny for penny and add to the Line Of Credit (LOC) by the same amount. 

Conventional Forward Loans

Conventional/forward loans are designed to finance your home purchase with a variety of programs and competitive rates and terms.

Why Work with mad River Mortgage

  • Certified Expertise: Work with a Certified Reverse Mortgage Specialist with over a decade of experience and hundreds of closed transactions.

  • Licensed in Colorado to provide 3 credit Continuing Education (CE) classes for realtors on how to use the Home Equity Conversion Mortgage in their business.  

  • Personalized Guidance: Tailored solutions to meet your financial goals.

  • Local Focus: Proudly serving Florida and Colorado seniors with in-depth market knowledge. Licensed as a mortgage loan officer on 1-4 unit residential properties. 

  • Commitment to Financial Growth: Helping clients access equity responsibly, without unnecessary debt.

NMLS #2554433 - Mad River Mortgage, LLC

 

NMLS #1504779 - Michael E. Rabon

Contact Mike today:

303-396-2804

Know Before You Borrow

This material has not been reviewed or approved by the Department of Housing & Urban Development (HUD) or the Federal Housing Administration (FHA). It is not intended to serve as legal, tax, or financial advice. Please consult a qualified attorney, accountant, or financial advisor for guidance specific to your situation.

 

Certain conditions may cause the loan to become due and payable. Borrowers are responsible for continuing to pay property taxes and insurance and must maintain the home in accordance with HUD requirements to avoid default. Loan approval is subject to age, minimum income, credit history, and property eligibility. Program terms, rates, fees, and availability may vary by state and are subject to change without notice.

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What Our Clients Say

"My husband and I had always dreamt of starting a small business after retirement. The reverse mortgage allowed us to follow our passion without worrying about monthly mortgage payments."
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"The reverse mortgage was a lifesaver when unexpected medical expenses arose. It gave us the financial flexibility we needed to cover these costs while staying in our beloved home."
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"After retiring, we were concerned about our fixed income. The reverse mortgage provided us with the necessary funds to renovate our home and make it more accessible as we aged."
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Ready to Secure Your Financial Future

Contact Mike today at

303-396-2804

for a personalized consultation

Contact us

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